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New & Used Auto Loans
Forget the auto manufacturers’ so-called “zero-percent” financing! The credit union offers no-hassle auto loans on new or used cars and trucks, all with no hidden charges or prepayment penalties, with some of the lowest rates in town.

Recreational Loans
Whether you prefer to hit the lake or just take to the open road, the credit union is the best starting point. We can help you finance your motorcycle, RV, boat or trailer.

Home Equity Loans
Our Home Equity Loans will fit your budget. We offer:

  • No points
  • Great rates
  • Borrow up to 80% of your home's value
  • Convenience checks

It’s the smart way to borrow. You can use the equity of your home to have a ready cash reserve that gives you the maximum of your resources. We offer repayment term up to 15 years, along with a five-year draw period.

Signature Loans
With our Signature Loans, you can borrow up to $10,000 at competitive rates. Your signature is all we need to secure this loan. It’s that simple!

Line-Of-Credit Loans
With a line-of-credit loan, you'll have credit available when you need it. Just draw on your approved maximum credit line of up to $10,000 as needed.

Visa® Credit Card
The credit union Visa will make it seem like you bought everything on sale. Just take a look at the benefits:

  • Everyday low rates
  • 25-day grace period on purchases
  • No annual fee
  • Free travel insurance

If you are carrying a balance on your department store cards or other high-interest credit cards, you may be able to transfer your charges to a lower-cost credit union Visa.

Member Home Loan, LLC
Established in 2005 by credit unions, Member Home Loan, LLC (MHL) is a full-service credit union mortgage company and broker. As a Fannie Mae- and Freddie Mac-approved seller and servicer, MHL offers mortgage loan origination, processing, underwriting, closing and funding services for Midwest Credit Union members. A home mortgage loan is the largest debt that most Americans will incur during their lifetime. Uncertainty about qualifying and obtaining a home loan are common fears for most people looking to own a home.  Member Home Loan makes this difficult process simple and friendly. With MHL, members are never alone; experienced loan officers are available to help you through the loan process. Contact us for up-to-date information or to apply today!

Other Loan Services
We also offer member-paid insurance coverage. Loan Protection Insurance automatically insures members for the balance due on their loan (up to $50,000) in the event of their death. Plus, Low-Cost Credit Disability Insurance covers members on loan payments during temporary disability.

MEMBERS® Auto and Homeowners Program

You trust Midwest Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program.

  • The MEMBERS Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24 hours a day.
  • Obtain a free, no-obligation quote.

Click here to start saving!

The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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